Fraud or Loss in Credit Cards Sample Case Study

This case study focus on Fraud or Loss in Credit Cards. While offering Credit Card to Customers (at the time of Acquisition), Customers were Identified as Prime Customers (with good credit standing) and Sub-Prime Customers (with poor Credit History and Bureau Score), these Sub-Prime Customers are mostly rejected by other lenders and this is a sizeable market and opportunity for our Client to offer Credit Cards (of course with lower Credit Limit and harsher punishment for default). And it is expected that Defaults, Losses and Frauds would be higher from Sub-Prime Customers.

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